Securities Lending
Empowering Your Investments with Reactive Joint Finance's Stock Loans
In the dynamic landscape of international stock loans, particularly prevalent throughout Asia and various global markets, Reactive Joint Finance (RJF) operates as a UK limited company. RJF does not provide financial services, stock loans, or any related products to others. This website serves as a generic landing page for our company, reflecting its presence as a legal entity used solely for our own internal financial management.
RJF maintains a firm foundation, built over 5 years of working relationships with select partners. Our approach combines efficiency and diligence, allowing us to navigate this space effectively.
This site does not offer services, facilitate transactions, or engage with external inquiries. For administrative matters related to Reactive Joint Finance Limited, contact secretary@reactivejointfinance.co.uk. Below is a representation of banks utilised by our partners, though our operational accounts extend globally; this is merely a subset.
Steps To Funding
The following is the basic steps to stock loan funding. With this easy to understand guide you can see how quickly you can be funded in full.
Step 1
Send the ticker symbol, stock exchange, reqeusted loan amount and any other loan reqeusts.
Step 4
Following the completion of the KYC, the lenders compliance department and risk management department will send the Loan Agreement.
Step 7
When the shareholders account is open, the sharheolder will instruct their broker to transfer the securities to their new broker account.
Step 2
The lender will send a term sheet with their offer, if the shareholder is happy with the terms, the shareholder is to sign and return the term sheet.
Step 5
Once the shareholder and their legal team has reviewed the MLA, the shareholder and the lender will sign the loan agreement.
Step 8
After the shares have settled, a lien is placed against the pledged collateral and a CMA agreement is signed by all parties. The lender will fund the shareholders custodian account within 3 buisness days.
Step 3
The lender will provide the KYC for the shareholder to complete, they will need to provide all supporting documents in order to receive loan documents.
Step 6
The lender will introduce the shareholder to their partner custodian who will onboard the shareholder as a new client.
Step 9
Once the loan and all fees assocciated are paid back, the securities are freely transferrable to moved to any account of the shareholders choosing.
Conditions In This Section, we have Conditions of Securities Backed Lending.
01.
Dividends if any, are paid to securities owner because the owner is still the official owner of record. Simple interest is paid quarterly.
04.
Non-recourse loans, no corporate or personal guarantee required. The only requirement is that the shares must have trading liquidity.
07.
Minimum loan amount of $5m and maximum $500M*.
10.
Loan terms can be 12 months to a maximum of 5 years.
02.
The loan will be closed remotely and funds can be disbursed in any currency and free to be transferred anywhere.
05.
Stock loans are private, any loan is between the lender and the client. Client confidentially is taken extremly seriously.
08.
Stock must be in electronic form and unrestricted.
11.
No borrower requirement. Securities are the collateral.
03.
The shares are deposited into a bank/broker custodian account or transferred to the lender. The shares are never short traded.
06.
Non-title transfer loans, they are not reportable. There is no tax payable as this is a loan. All Loans are tax free.
09.
Most publicly traded companies in the world are eligible.
12.
We are a direct lender
Reactive Joint Finance Limited (RJF) does not offer financial services, loans, or stock loan products to any party. This website is a landing page for our UK limited company, used solely for our own internal financial management. The information below reflects general terms associated with stock loans in the industry, not services provided by RJF.
Stock loan terms, where applicable, may vary at the discretion of a lender based on factors such as the type of stock, country, loan amount, and market conditions. For illustrative purposes:
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Minimum loan amounts in the USA and select countries may start at $500,000, while other regions may require a minimum of $750,000.
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Loans may incur fees depending on their size, including origination fees typically ranging from 0-5% of the loan amount, deducted from proceeds. No upfront or application fees are standard for such stock loans.
This information is provided for context only and does not represent an offer or service from RJF. For administrative inquiries about Reactive Joint Finance Limited, contact secretary@reactivejointfinance.co.uk.
